Investment disclaimer

Invix calculates facts about your portfolio. It does not tell you what to do with it. Please read this before relying on anything you see in Invix, in Ask Invix or in an AI app connected to Invix.

Not advice

Invix provides analytics and education only. Nothing in the Service is investment, financial, tax, legal or accounting advice, or a recommendation or offer to buy, sell or hold any security or to follow any strategy. Invix does not know your full financial situation, goals or tolerance for risk, and it does not tailor anything to them. Invix does not place trades, move money or manage accounts.

Figures and data

Invix uses data you enter or upload, reports from brokers and connectivity providers, market prices and fund disclosures. These sources can be late, incomplete or wrong. Check the dates, coverage and data-quality notes beside a figure, and compare it with your broker's statements before relying on it.

Backtests, projections and estimates

• Past performance does not predict future results. Returns, risk measures and correlations describe the past.
• Backtests apply today's holdings to historical prices. The result estimates how your current mix would have performed over that period. Your actual returns depend on what you held at the time.
• Income projections assume today's holdings are held unchanged. Owed and announced payments can still change, and estimated ones are based on each holding's own history.
• Look-through exposure uses each fund's most recent disclosed holdings, which can be months old.
• Alerts are checked every few minutes during market hours, with prices that can be delayed. An alert can arrive late or not at all; don't rely on one to act in time.

Tax lots and taxes

The Tax lots tab shows holding periods, estimated gains and possible wash sales based on the accounts and transactions Invix can see. It does not provide tax advice or prepare a tax report. You choose the sell method, lot and security. Check your broker's records and any Form 1099-B you receive. A wash sale can affect your taxes even when it does not appear on that form. A tax professional can help you apply the rules to your situation.

AI explanations

Ask Invix and connected AI apps explain Invix's figures in words, using AI models. Their explanations are not Invix's advice, can be wrong even when the figures they quote are right, and should not be the only basis for any decision.

Your decisions

You are responsible for your investment, tax and financial decisions. Consider talking to a qualified, licensed professional before you make them. See the Terms of Service for the full disclaimers and limits of liability.